Motorhome Insurance - Why Pay More?

If you are perhaps planning a break on the continent, then you may need to upgrade your insurance to include European motorhome insurance cover. While there may be a temptation just to take a chance and venture over the channel without cover, that may turn out to be an expensive decision.

If something should happen to your motorhome while you are abroad then you could find yourself having to get you and your broken down motorhome back home relying solely on the power of your own chequebook or credit card - perhaps not a particularly pleasant prospect.

The good news is that European motorhome cover is not difficult to arrange either as a new policy or as an upgrade to your existing insurance. You may be able to do it yourself online or by a quick phone call to your insurance provider. If you go online you should be able to see at a glance the key features you may need to think about for European motorhome insurance cover.

Obviously, arranging breakdown cover that could include retrieval of your motorhome from Europe may be more expensive than an equivalent rescue mission in the UK. So premiums may be just that little bit higher. You don't have to compromise on cover though to help keep prices down.

You may wish to consider some of the following options:

- your insurer may offer discounts if you are a member of a recognised caravan club; - keeping your annual mileage down (admittedly possibly not so easy on a European trip) may help keep premiums down too; - fitting security and tracking devices; - trying to avoid including younger drivers on your policy;

Getting the appropriate insurance cover for your motorhome may not be the same as getting the cheapest insurance.

You may reasonably expect to have to pay a little bit more for European motorhome insurance than if you were using your motorhome exclusively in the UK. If Europe is where you want to be though, this could possibly be a small price to pay for some new vistas and experiences.

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